It's Your Retirement Savings. We Help You Protect It.
You worked hard to build your retirement savings. Has Big Finance violated your rights? Our team provides resources and guidance to help you get recourse. Contact the Retirement Action Alliance team to learn how we can support you.
RAA Issues
Restricted Access
Some big banks are restricting how Americans can use their digital information including preventing the use of budgeting apps, payment platforms and investment advice.
High Fees
Fees are often unclear, inconsistent or not communicated to hard-working Americans.
Crypto and Alts
Wall Street is coming for your 401(k). Workers face high-fee, "alternative" assets like crypto and credit that could put institutional profit over your retirement.
BREAKING: Have you been barred from accessing an online retirement account like your 401(k)?
Tens of thousands of hard-working Americans have been blocked from their accounts in an attack against your financial freedom. Learn what you can do if you've been affected.
Take ActionRetirement Action Alliance is dedicated to one simple truth: Your retirement savings belong to you and you alone. We help American workers understand their rights, take action and hold Big Finance accountable when their rights have been violated.
Our Mission!
Our mission is to ensure every American maintains control over their retirement savings. We’re here to help American workers and their financial advisers fight for their futures.
Don’t Let Your State Limit Your Financial Future.
State and Federal government decides what you can and cannot do with your retirement money. Some states have already supported your freedom to use the tech and education you want. Others are stuck in a "gray area" that limits your options.
Take ActionNews You Need to Know:

DOL Pursues Final Ruling to Strike Down Fiduciary Rule
The Department of Labor had already ceased defending the investment advice rule and is now joining the plaintiffs in requesting that it be fully vacated.

Private Equity Wants In On Your 401(k). This Lawyer Is Ready to Fight
As money management giants look to stuff private assets into millions of retirement plans, they'll face a formidable skeptic: Jerry Schlichter.

Fidelity’s new policy leaves some 401(k) customers locked out of accounts
Some Fidelity customers say they’ve been locked out of their 401(k) retirement accounts after the company implemented a new policy restricting access for third-party financial advisors.

Department of Labor Weighs in on 401(k) Forfeiture Class Actions
Plaintiffs in 401(k) forfeiture cases generally allege that the use of 401(k) forfeitures to offset future employer contributions violates several ERISA provisions, including the fiduciary duties of loyalty and prudence, duty to monitor and ERISA's anti-inurement provision.
Resources
The public enforcement of ERISA provisions is handled by the Department of Labor, the Department of the Treasury (particularly the Internal Revenue Service), and the Pension Benefit Guaranty Corporation.
The Employee Retirement Income Security Act of 1974 (ERISA) is the federal statutory framework that governs the administration of employee benefit plans and the rights of the beneficiaries under the plan. The interpretation and enforcement of the Act is handled by the US Department of Labor and the Internal Revenue Service.
Join thousands of savers and advisers taking action nationwide.
Our mission is to ensure every American maintains control over their retirement savings. We provide resources and support that help American workers and financial advisers advocate for a more accessible, transparent and portable retirement future.